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Why SpareBank 1 Nord-Norge stock moves

SpareBank 1 Nord-Norge fell with the market.

Written after the close on ·

Why today

16,437 news analyzed today

SpareBank 1 Nord-Norge fell with the market.

Over the same days, Oslo Børs fell sharply, so the bank moved less than the market.

Over the last five trading days, the share rose slightly while the market fell sharply, so it moved against the market.

Trading volume was well above its usual level, about double a normal session.

The latest close is near its highest level of the past year.

Today's move of −0.86% was 1.4 times a normal day's 0.6%. Oslo Børs benchmark index moved −1.31% on the same day.

SpareBank 1 Nord-Norge −0.86%

Earlier days →

See the chart in ChartCompass, with every move explained →

What analysts expect, and how often they have been right

Analysts’ estimates for SpareBank 1 Nord-Norge.

SpareBank 1 Nord-Norge earned more than expected in 6 out of 8 reports.

Not in the chart because no estimate and result are available: 3 of the 11 reports in this period, the latest on August 13, 2026.

For comparison, about 46% of reports from Nordic companies beat the estimate in the last three years.

The share moved in the same direction as the earnings surprise in 5 out of 7 reports with a measured move, against about 63% of reports from Nordic companies.

Ratings

Now
Buy 2Hold 2Sell 0

A rating is the analyst’s own opinion about the share.

Price targets

Latest price 180.88 NOK

Price targets
Low 180Average 186High 193

The average target is 185.75 NOK, +3% relative to the latest price of 180.88 NOK. The range is 180.00 NOK–193.00 NOK. A target is the analyst’s estimate of a future share price. 4 analysts gave a target.

Earnings against expectations, and the share’s reaction

Earnings against expectations, and the share’s reaction2.53.54.55.56.52024-10-30: 6.04; Expected EPS: 5.8030/10’24−0.1%2025-02-12: 3.79; Expected EPS: 3.0012/2’25—2025-05-16: 3.57; Expected EPS: 3.2416/5’25+1.1%2025-08-07: 4.20; Expected EPS: 3.617/8’25−0.6%2025-10-28: 3.99; Expected EPS: 3.5528/10’25+1.4%2026-02-12: 3.52; Expected EPS: 3.1112/2’26+3.5%2026-05-07: 3.15; Expected EPS: 3.297/5’26−2.3%2026-10-30: 3.57; Expected EPS: 3.7730/10’26−1.0%Next reported quarter: expected earnings per share of 3.72.→10/02

Expected EPSAbove estimateBelow estimateAs expectedNOK

Percentages below show the share’s report-day move; labels are report dates.

Next reported quarter: expected earnings per share of 3.72 NOK (February 10). For the current fiscal year, expected earnings per share changed from 13.40 NOK three months ago to 13.93 NOK now. 2026 estimate: 13.93 NOK. 2027 estimate: 16.23 NOK.

Has the share price followed the business?

Price and earnings moved in the same direction: 2 out of 3 years. Across Nordic companies, that happens in about 60% of years. In 2025, the price changed +23% and earnings per share −6%.

Revenue, profit and market cap

Revenue, profit and market cap (bn NOK)0713202022: 3.862022: 1.7920222023: 5.322023: 2.4620232024: 5.802024: 3.5320242025: 5.912025: 3.312025Now2026: 6.2120262027: 6.8120272022: 9.64102023: 10.36102024: 12.40122025: 15.2515Now: 18.1618

RevenueProfitMarket capHatched bars: analysts’ estimates.bn NOK

Market cap is 3.1 times 2025 revenue, against 2.5 in 2022. Profit in 2025: 3.3 bn NOK.

Assets, liabilities and market cap

Assets, liabilities and market cap (bn NOK)0531061592022: 122.322022: 106.4020222023: 128.142023: 110.9520232024: 135.672024: 116.3320242025: 144.302025: 123.462025Now2022: 9.64102023: 10.36102024: 12.40122025: 15.2515Now: 18.1618

AssetsLiabilitiesMarket capbn NOK

Assets minus liabilities leave 20.8 bn NOK for shareholders. Market cap is 0.9 times that equity.

Price and earnings moved in the same direction: 2 out of 3 years.Market cap (Now): 18.2 bn NOKRevenue 2025: 5.9 bn NOK

What the key figures say about SpareBank 1 Nord-Norge

The figures connect what SpareBank 1 Nord-Norge earns with what investors pay.

The line shows the share price in the same year, on its own scale. Hatched bars: analysts’ estimates.

Earnings per share13.96 NOK
NowEarnings per share2022: 8.25222023: 11.36232024: 16.30242025: 15.29252026: 13.93262027: 16.23272022: 96.002023: 103.202024: 123.482025: 151.90

Profit divided by the number of shares. Each share represents this much of the earnings.

2022–2025: 8.25 NOK–16.30 NOK. Peers: Norion Bank 6.47 SEK, Aktia Pankki 0.13 EUR, Lån og Spar Bank 115.50 DKK. 2026 estimate: 13.93 NOK (13.93 NOK–13.93 NOK). 2027 estimate: 16.23 NOK (15.02 NOK–18.05 NOK).

Revenue6.1 bn NOK
NowRevenue2022: 3,860,000,000.00222023: 5,318,000,000.00232024: 5,799,000,000.00242025: 5,911,000,000.00252026: 6,209,000,000.00262027: 6,807,991,340.00272022: 96.002023: 103.202024: 123.482025: 151.90

What the company sold during the year.

2022–2025: 3.9 bn NOK–5.9 bn NOK. Peers: Norion Bank 3.0 bn SEK, Aktia Pankki 289 m EUR, Lån og Spar Bank 1.6 bn DKK. 2026 estimate: 6.2 bn NOK (6.2 bn NOK–6.2 bn NOK). 2027 estimate: 6.8 bn NOK (6.8 bn NOK–6.9 bn NOK).

Return on equity15.3%
NowReturn on equity2022: 11.39222023: 14.52232024: 18.52242025: 16.13252022: 96.002023: 103.202024: 123.482025: 151.90

Profit as a percentage of shareholders’ money in the company.

2022–2025: 11.4%–18.5%. Peers: Norion Bank 12.6%, Aktia Pankki 1.8%.

P/E13.0
NowP/E2022: 11.64222023: 9.08232024: 7.58242025: 9.93252026: 12.98262027: 11.1427

The price investors pay for each unit of annual earnings per share. Not shown for a loss.

2022–2025: 7.6–11.6. Peers: Norion Bank 10.3, Aktia Pankki 89.8, Lån og Spar Bank 11.8. 2026 estimate: 13.0. 2027 estimate: 11.1.

Market cap per unit of revenue (P/S)2.99
NowMarket cap per unit of revenue (P/S)2022: 2.50222023: 1.95232024: 2.14242025: 2.58252026: 2.92262027: 2.6727

What investors pay for each unit the company sells.

2022–2025: 1.95–2.58. Peers: Norion Bank 3.83, Aktia Pankki 2.98, Lån og Spar Bank 2.94. 2026 estimate: 2.92. 2027 estimate: 2.67.

Dividend per share8.50 NOK
NowDividend per share2017: 3.45172018: 4.00182019: 4.00192020: 4.00202021: 3.90212022: 10.40222023: 8.20232024: 7.00242025: 8.7525

Money paid to shareholders per share, summed by calendar year.

2017–2025: 3.45 NOK–10.40 NOK.

Dividend yield4.7%
NowDividend yield2022: 10.83222023: 7.95232024: 5.67242025: 5.7625

The ordinary yearly dividend as a percentage of the share price.

2022–2025: 5.7%–10.8%. Peers: Norion Bank 0.0%, Aktia Pankki 6.8%, Lån og Spar Bank 1.5%.

More key figures
Market cap / equity (P/B)0.93
NowMarket cap / equity (P/B)2022: 0.61222023: 0.61232024: 0.65242025: 0.7425

Market cap divided by shareholders’ equity, what remains after liabilities.

2022–2025: 0.61–0.74. Peers: Norion Bank 1.23, Aktia Pankki 1.32, Lån og Spar Bank 1.31.

Free cash flow per share20.49 NOK
2025Free cash flow per share2022: 29.30222023: 16.43232024: 35.57242025: 20.49252022: 96.002023: 103.202024: 123.482025: 151.90

Cash left after investments, divided by the number of shares.

2022–2025: 16.43 NOK–35.57 NOK.

Equity ratio14.2%
2025Equity ratio2022: 12.83222023: 13.22232024: 14.05242025: 14.2225

The percentage of assets financed by shareholders’ equity.

2022–2025: 12.8%–14.2%.

The dividend explained

A dividend is money paid to shareholders. SpareBank 1 Nord-Norge paid 8.50 NOK per share in the twelve months through November 6, 2026.

On the ex-dividend day, March 27, 2026, SpareBank 1 Nord-Norge traded without the right to the 8.50 NOK dividend. The price went from 158.52 NOK to 149.92 NOK; including the dividend, the day's change was −0.1%. Entitlement passes from the company to shareholders on the ex-day; payment comes later.

2017: 3.45 NOK2018: 4.00 NOK2019: 4.00 NOK2020: 4.00 NOK2021: 3.90 NOK2022: 10.40 NOK2023: 8.20 NOK2024: 7.00 NOK2025: 8.75 NOK2026 so far: 8.50 NOK

What to watch next, and why

The earnings report shows how SpareBank 1 Nord-Norge's revenue and profit have changed.

  • Earnings report

    The earnings report shows how SpareBank 1 Nord-Norge's revenue and profit have changed.

    Add to calendar

Earnings report

Next report: · Add to calendar · Google Calendar

Report day1.1%

Normal day0.6%

On its last 15 report days SpareBank 1 Nord-Norge usually moved about 1.1%. On a normal day it moves 0.6%.

−1.00% +1.63% −2.27% −0.07%

10,000 NOK in SpareBank 1 Nord-Norge bought on November 7, 2016 is worth 76,700 NOK today, with dividends reinvested.

The same amount in OSEBX with dividends would have become 32,400 NOK.

What would 10,000 NOK in SpareBank 1 Nord-Norge be worth today? →

What would 10,000 NOK in SpareBank 1 Nord-Norge be worth today?

76,700 NOK

with dividends reinvested, bought on November 7, 2016. The same amount in OSEBX with dividends would have become 32,400 NOK.

The five biggest days of the journey

· −11.5% · the whole market fell 8.8% the same day

· +11.4% · the whole market rose 0.8% the same day · report day

· −9.9% · the whole market fell 4.9% the same day

· +9.0% · the whole market rose 0.2% the same day · report day

· +8.8% · the whole market rose 0.4% the same day

Earlier days

  • +1.33% SpareBank 1 Nord-Norge rose slightly over the week, moving against a sharply falling market. Read →

    SpareBank 1 Nord-Norge rose slightly over the week, moving against a sharply falling market.

    Trading was heavy, about twice a normal session, and the shares sit near their one-year high.

    Next, the company reports results on 10 February 2027.

  • +1.89% SpareBank 1 Nord-Norge rose while the market was roughly flat. Read →

    SpareBank 1 Nord-Norge rose while the market was roughly flat.

    The stock moved against the market over the last five trading days, rising slightly while Oslo Børs fell clearly.

    Trading volume was about twice a normal session.

    The move is most likely linked to the earnings miss reported the day before, which may have prompted analysts to revise forecasts, but no news from the last session clearly explains it.

    The next earnings report is due on 10 February 2027.

  • +1.02% SpareBank 1 Nord-Norge rose after an earnings miss on the trading day. Read →

    SpareBank 1 Nord-Norge rose after an earnings miss on the trading day.

    The shares rose while the market fell, so the stock moved against the trend.

    The rise is hard to explain from the miss alone, so the cause is uncertain.

  • −1.40% SpareBank 1 Nord-Norge fell sharply. Read →

    SpareBank 1 Nord-Norge fell sharply.

    SpareBank 1 Nord-Norge fell, moving in line with a sharp fall in Oslo Børs.

    No company news explains the move; the market-wide drop is the main reason.

    Over the last five trading days the shares were roughly unchanged and moved less than the market.

    The latest close is near the highest level of the past year.

  • +3.30% SpareBank 1 Nord-Norge rose sharply over the week, a bigger move than the market. Read →

    SpareBank 1 Nord-Norge rose sharply over the week, a bigger move than the market.

    Its third-quarter results on Friday showed strong profitability, with return on equity at 16.0 per cent, above the group's 14 per cent target.

    Oslo Børs rose sharply too, but the stock moved more than the broader market.

    On its report day, the shares fell clearly in the last session, moving against the market.

  • +1.03% SpareBank 1 Nord-Norge rose clearly. Read →

    SpareBank 1 Nord-Norge rose clearly.

    The trading day saw heavy volume, about twice a normal session.

    No company news from that session explains the move.

    Over the last five trading days the stock rose clearly, in line with the Oslo Børs index.

    Its share of Fremtind Holding's profit before tax rose to NOK 170 million in the third quarter, from NOK 151 million a year earlier, and such results can lift sentiment for a bank with an insurance stake.

  • +2.07% SpareBank 1 Nord-Norge rose, in line with a strong market. Read →

    SpareBank 1 Nord-Norge rose, in line with a strong market.

    Over the same day, the Oslo Børs benchmark index also rose sharply, so the move matched the market rather than standing out.

    No company news from that session explains the move.

    Over the last five trading days the shares rose slightly, while the market rose clearly, so they lagged.

    The share price sits near its highest close of the past year, after a rise from its lowest level last November.

  • −1.96% SpareBank 1 Nord-Norge fell clearly over the week while the market was roughly flat. Read →

    SpareBank 1 Nord-Norge fell clearly over the week while the market was roughly flat.

    The news was mostly quiet: Fremtind Holding, an insurance group the bank partly owns through a holding company, reported higher profit before tax, and the bank's share of that rose.

    Pareto Securities raised its target price, the share price it sees as fair, to NOK 180 and kept a hold rating, meaning it advises neither buying nor selling.

  • +0.40% SpareBank 1 Nord-Norge rose slightly, moving less than the market. Read →

    SpareBank 1 Nord-Norge rose slightly, moving less than the market.

    It is listed on Oslo Børs, Norway's main stock exchange.

    Oslo Børs rose sharply in the last session, so the stock lagged the index.

    No company news from the last session explains the small rise.

    Earlier, Pareto Securities raised its price target to NOK 180 and kept a hold rating.

  • −0.10% SpareBank 1 Nord-Norge was roughly flat, with no company news explaining it. Read →

    SpareBank 1 Nord-Norge was roughly flat, with no company news explaining it.

    Over the last five trading days it rose sharply, clearly more than the Oslo Børs benchmark index, which also rose; the five-day gain was a very big move, about four times a normal five-day stretch for this stock and the kind of size seen around four times in the past year.

    The five-day rise was probably driven partly by the market's broader gain and partly by the company's strong earnings and bond interest-rate updates made last week, though none of these is clearly tied to the flat last session.

    Watch the next earnings report due Thursday 29 October 2026.

  • +4.75% SpareBank 1 Nord-Norge rose very sharply over the last five trading days, clearly outperforming a market that also rose clearly. Read →

    SpareBank 1 Nord-Norge rose very sharply over the last five trading days, clearly outperforming a market that also rose clearly.

    The company's last session was roughly flat while the broader market rose sharply.

    The news in the period was mostly routine: the bank set a new interest rate on one of its bonds for the period from mid-October, and set a new coupon on another bond, which are standard reset notices for debt instruments rather than signals about earnings.

    A stronger result of close to NOK 2 billion was also reported in the days before the period, which may have supported sentiment.

  • +5.71% SpareBank 1 Nord-Norge climbed very sharply. Read →

    SpareBank 1 Nord-Norge climbed very sharply.

    Over the last five trading days the bank rose sharply, outpacing a clearly rising Oslo Børs benchmark, with the strongest push coming in the final session.

    A routine coupon reset on one of its own bonds last week is funding housekeeping, not a share driver, and the sector's banks usually track rate expectations and the northern Norwegian economy they lend into.

    Watch the late-October earnings report, the next scheduled company event.

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