Why Aktia Pankki stock moves
Aktia Pankki rose slightly without a company-news explanation.
Written after the close on ·
Why today
16,304 news analyzed todayAktia Pankki rose slightly without a company-news explanation.
Over the last five trading days, Aktia Pankki rose sharply, clearly more than OMX Helsinki 25, which rose slightly.
Most likely the earlier news from the week explains the rise: its quarterly earnings missed expectations, and insiders bought shares, which can be a sign of confidence.
Its next earnings report is due Friday 5 February 2027.
Today's move of +0.34% was 0.6 times a normal day's 0.6%. OMX Helsinki 25 moved −0.52% on the same day.
Aktia Pankki +0.34%OMX Helsinki 25 −0.52%Against the market
What analysts expect, and how often they have been right
Analysts’ estimates for Aktia Pankki.
Aktia Pankki earned more than expected in 3 out of 8 reports.
Not in the chart because no estimate and result are available: 1 of the 9 reports in this period, the latest on August 5, 2025.
For comparison, about 46% of reports from Nordic companies beat the estimate in the last three years.
The share moved in the same direction as the earnings surprise in 6 out of 8 reports with a measured move, against about 63% of reports from Nordic companies.
Ratings
Price targets
Latest price 11.68 EUR
Earnings against expectations, and the share’s reaction
Expected EPSAbove estimateBelow estimateAs expectedEUR
Next reported quarter: expected earnings per share of 0.25 EUR (February 5). For the current fiscal year, expected earnings per share changed from 1.19 EUR three months ago to 1.13 EUR now. 2026 estimate: 1.13 EUR. 2027 estimate: 1.14 EUR. One analyst made these estimates.
Has the share price followed the business?
Price and earnings moved in the same direction: 2 out of 3 years. Across Nordic companies, that happens in about 60% of years. In 2025, the price changed +35% and earnings per share went from 1.04 EUR to 0.14 EUR.
Revenue, profit and market cap
RevenueProfitMarket capHatched bars: analysts’ estimates.bn EUR
Assets, liabilities and market cap
AssetsLiabilitiesMarket capbn EUR
Price and earnings moved in the same direction: 2 out of 3 years.Market cap (Now): 860 m EURRevenue 2025: 295 m EUR
What the key figures say about Aktia Pankki
The figures connect what Aktia Pankki earns with what investors pay.
The line shows the share price in the same year, on its own scale. Hatched bars: analysts’ estimates.
Profit divided by the number of shares. Each share represents this much of the earnings.
2022–2025: 0.14 EUR–1.37 EUR. Peers: Norion Bank 6.47 SEK, Lån og Spar Bank 115.50 DKK, SpareBank 1 Nord-Norge 13.96 NOK. 2026 estimate: 1.13 EUR (1.13 EUR–1.13 EUR). 2027 estimate: 1.14 EUR (1.14 EUR–1.14 EUR).
What the company sold during the year.
2022–2025: 287 m EUR–309 m EUR. Peers: Norion Bank 3.0 bn SEK, Lån og Spar Bank 1.6 bn DKK, SpareBank 1 Nord-Norge 6.1 bn NOK. 2026 estimate: 292 m EUR (292 m EUR–292 m EUR). 2027 estimate: 306 m EUR (306 m EUR–306 m EUR).
Profit as a percentage of shareholders’ money in the company.
2022–2025: 1.5%–15.4%. Peers: Norion Bank 12.6%, SpareBank 1 Nord-Norge 15.3%.
The price investors pay for each unit of annual earnings per share. Not shown for a loss.
2022–2025: 7.5–88.6. Peers: Norion Bank 10.3, Lån og Spar Bank 11.8, SpareBank 1 Nord-Norge 13.0. 2026 estimate: 10.3. 2027 estimate: 10.2.
What investors pay for each unit the company sells.
2022–2025: 2.18–3.08. Peers: Norion Bank 3.83, Lån og Spar Bank 2.94, SpareBank 1 Nord-Norge 2.99. 2026 estimate: 2.95. 2027 estimate: 2.82.
Money paid to shareholders per share, summed by calendar year.
2017–2025: 0.00 EUR–0.96 EUR.
The ordinary yearly dividend as a percentage of the share price. Across Nordic companies, a yield of this size was followed by a lower dividend the next year in about 33% of cases, against about 17% below 5%.
2022–2025: 4.6%–7.6%. Peers: Norion Bank 0.0%, Lån og Spar Bank 1.5%, SpareBank 1 Nord-Norge 4.7%.
More key figures
Market cap divided by shareholders’ equity, what remains after liabilities.
2022–2025: 0.91–1.29. Peers: Norion Bank 1.23, Lån og Spar Bank 1.31, SpareBank 1 Nord-Norge 0.93.
Cash left after investments, divided by the number of shares.
2022–2025: -7.23 EUR–0.48 EUR.
The percentage of assets financed by shareholders’ equity.
2022–2025: 5.2%–6.2%.
The dividend explained
A dividend is money paid to shareholders. Aktia Pankki paid 0.80 EUR per share in the twelve months through November 6, 2026.
On the ex-dividend day, April 2, 2026, Aktia Pankki traded without the right to the 0.80 EUR dividend. The price went from 12.90 EUR to 11.76 EUR; including the dividend, the day's change was −2.6%. Entitlement passes from the company to shareholders on the ex-day; payment comes later.
2017: 0.60 EUR2018: 0.00 EUR2019: 0.61 EUR2020: 0.00 EUR2021: 0.96 EUR2022: 0.56 EUR2023: 0.43 EUR2024: 0.70 EUR2025: 0.82 EUR2026 so far: 0.80 EUR
What to watch next, and why
The earnings report shows how Aktia Pankki's revenue and profit have changed.
- Earnings report
The earnings report shows how Aktia Pankki's revenue and profit have changed.
Add to calendar
Earnings report
Next report: · Add to calendar · Google Calendar
On its last 15 report days Aktia Pankki usually moved about 2.5%. On a normal day it moves 0.6%.
−9.43% Why? +5.66% −5.23% −4.49%
10,000 EUR in Aktia Pankki bought on November 7, 2016 is worth 21,900 EUR today, with dividends reinvested.
The same amount in OMX Helsinki with dividends would have become 24,400 EUR.
What would 10,000 EUR in Aktia Pankki be worth today? →
What would 10,000 EUR in Aktia Pankki be worth today?
21,900 EUR
with dividends reinvested, bought on November 7, 2016. The same amount in OMX Helsinki with dividends would have become 24,400 EUR.
At worst it was worth 8,140 EUR (March 23, 2020).
The five biggest days of the journey
· −10.9% · the whole market fell 10.1% the same day
· −9.5% · the whole market fell 5.2% the same day
· −9.4% · the whole market fell 1.2% the same day · report day · Why?
· −9.3% · the whole market fell 2.6% the same day
· +9.3% · the whole market fell 0.4% the same day
Earlier days
+4.85% market +0.50% Aktia Pankki rose sharply over the week, a big move for the stock and well ahead of the market, which edged up slightly. Read →
Aktia Pankki rose sharply over the week, a big move for the stock and well ahead of the market, which edged up slightly.
The main company news was a share issue on 2 November at EUR 11.14 per share, sold to staff in its employee savings scheme at a 10% discount.
Insider transactions on 3 November, a share subscription by executive Ville Niiranen, added to the positive mood.
Shares also rose on the sector's broader gains that week, while the earnings miss in the Q3 report on 30 October came before the window and was not a new trigger.
+2.85% market +1.42% Aktia Pankki rose, moving well ahead of a rising market. Read →
Aktia Pankki rose, moving well ahead of a rising market.
Company news explains the move only partly, as no clear event came out that day.
Over the last five trading days the shares fell sharply, while the market was roughly flat.
The fall likely reflects the weak quarterly results, which missed expectations, reported last week.
Shares rose sharply on the last trading day, when the wider market also rose.
+0.72% market −0.39% Aktia Pankki rose without a clear company cause. Read →
Aktia Pankki rose without a clear company cause.
Over the last five trading days it fell very sharply, a very big move for this stock, while the market fell clearly, so it fell more than the market.
In the last session it rose clearly while the market fell slightly, so it moved against the market.
Insider share purchases were disclosed that day, but they only show that its management bought shares.
The most likely driver of the rebound is that the shares had dropped sharply after weak quarterly earnings that missed expectations.
−9.43% market −1.25% Aktia Pankki fell, its biggest drop in the past year. Read →
Aktia Pankki fell, its biggest drop in the past year.
Over the same day, OMX Helsinki 25 fell clearly, so Aktia Pankki moved more than the market.
The day brought its interim report for January to September, which missed expectations as operating profit fell about 18% on lower life insurance income and higher costs.
A correction to the report also came out that morning.
Trading volume was about five times its usual level.
−7.32% market +0.22% Aktia Pankki fell very sharply over the week, while the wider Helsinki market was roughly flat. Read →
Aktia Pankki fell very sharply over the week, while the wider Helsinki market was roughly flat.
The main driver was its quarterly report on 30 October, which missed expectations.
Profit fell about 18 percent from a year earlier, mainly due to lower life insurance income and higher costs.
The shares fell very sharply on that report day, a bigger move than usual for this stock.
−0.33% market −0.54% Aktia fell slightly, in line with the market. Read →
Aktia fell slightly, in line with the market.
Aktia's shares fell slightly, similar to the OMX Helsinki 25 index.
Over the last five trading days the stock fell sharply, more than the market.
S&P Global Ratings raised its outlook on Aktia from negative to stable on Wednesday evening.
The same day's move was an ordinary size for Aktia, within its usual daily range.
+0.66% market −0.14% Aktia Pankki rose slightly without a company-news explanation. Read →
Aktia Pankki rose slightly without a company-news explanation.
Over the last five trading days it fell clearly, while the market was roughly flat.
A subordinated bond is debt that is repaid after ordinary creditors if the issuer fails.
+1.83% market +1.92% Aktia Pankki rose, in line with the market. Read →
Aktia Pankki rose, in line with the market.
Aktia Pankki moved with OMX Helsinki 25, which also rose sharply that day.
No company news explains a move of this kind in the last session.
Over the last five trading days the shares fell clearly while the market was roughly flat.
Likely reasons include the market-wide rally and the recent news on an early repayment of a subordinated bond, which is debt that ranks behind other debts.
−2.28% market −0.38% Aktia Pankki fell sharply, a very big move, with no company news explaining it. Read →
Aktia Pankki fell sharply, a very big move, with no company news explaining it.
Over the same day, OMX Helsinki 25 fell only slightly, so Aktia Pankki fell more than the market.
Over the last five trading days it fell sharply, roughly in line with the market, which fell clearly.
Aktia Pankki's latest close is below its high of the past year but well above its low.
Its interim report for January to September comes out on 30 October, the next thing to watch.
−4.75% market −3.27% Aktia Pankki fell sharply over the past week, moving in line with the wider Helsinki market, which also fell clearly. Read →
Aktia Pankki fell sharply over the past week, moving in line with the wider Helsinki market, which also fell clearly.
This was a big move, rare for the bank, with the stock dropping hard in the most recent session.
The company's own news was limited to routine notices: an early repayment of a subordinated bond, meaning debt that ranks below other debt, owed by its insurance subsidiary, and the date of its January to September interim report.
Next up is that report on 30 October, which is the event to watch.
−2.38% market −1.41% Aktia Pankki fell sharply, a very big move. Read →
Aktia Pankki fell sharply, a very big move.
Aktia Pankki fell more than the OMX Helsinki 25 over the same day.
Over the last five trading days the shares fell slightly, a little less than the market.
Next, watch the interim report on Friday 30 October 2026.
Learn more · Why do stocks go up and down?