Why Lån og Spar Bank stock moves
Lån og Spar Bank rose on its quarterly report.
Written after the close on ·
Why today
16,292 news analyzed todayLån og Spar Bank rose on its quarterly report.
Its first nine months' core earnings were 429.0 million kroner, up 33.5 million, driven by customer growth.
Net profit reached 323.4 million kroner, or 94 kroner per share.
Management still expects 300-400 million kroner net profit for 2026.
Over the last five trading days the shares rose slightly, while OMX Copenhagen 25 rose sharply, so the bank lagged the market.
Today's move of +0.74% was 2.0 times a normal day's 0.4%. OMX Copenhagen 25 moved +1.82% on the same day.
Lån og Spar Bank +0.74%OMX Copenhagen 25 +1.82%A little weaker than the market
Has the share price followed the business?
Price and earnings moved in the same direction: 1 out of 3 years. Across Nordic companies, that happens in about 60% of years. In 2025, the price changed +94% and earnings per share −11%.
Revenue, profit and market cap
RevenueProfitMarket capbn DKK
Assets, liabilities and market cap
AssetsLiabilitiesMarket capbn DKK
Price and earnings moved in the same direction: 1 out of 3 years.Market cap (Now): 4.7 bn DKKRevenue 2025: 1.6 bn DKK
What the key figures say about Lån og Spar Bank
The figures connect what Lån og Spar Bank earns with what investors pay.
The line shows the share price in the same year, on its own scale.
Profit divided by the number of shares. Each share represents this much of the earnings.
2022–2025: 58.70 DKK–137.00 DKK. Peers: Aktia Pankki 0.13 EUR, Djurslands Bank 101.49 DKK, Norion Bank 6.47 SEK.
What the company sold during the year.
2022–2025: 1.1 bn DKK–1.6 bn DKK. Peers: Aktia Pankki 289 m EUR, Djurslands Bank 742 m DKK, Norion Bank 3.0 bn SEK.
Profit as a percentage of shareholders’ money in the company.
2022–2025: 8.4%–16.6%. Peers: Aktia Pankki 1.8%, Djurslands Bank 14.6%, Norion Bank 12.6%.
The price investors pay for each unit of annual earnings per share. Not shown for a loss.
2022–2025: 4.9–11.3. Peers: Aktia Pankki 89.8, Djurslands Bank 11.6, Norion Bank 10.3.
What investors pay for each unit the company sells.
2022–2025: 1.46–2.88. Peers: Aktia Pankki 2.98, Djurslands Bank 4.16, Norion Bank 3.83.
Money paid to shareholders per share, summed by calendar year.
2017–2025: 0.00 DKK–20.00 DKK.
The ordinary yearly dividend as a percentage of the share price.
2022–2025: 0.0%–1.5%. Peers: Aktia Pankki 6.8%, Djurslands Bank 1.7%, Norion Bank 0.0%.
More key figures
Market cap divided by shareholders’ equity, what remains after liabilities.
2022–2025: 0.74–1.28. Peers: Aktia Pankki 1.32, Djurslands Bank 1.58, Norion Bank 1.23.
Cash left after investments, divided by the number of shares.
2022–2025: -177.34 DKK–704.10 DKK.
The percentage of assets financed by shareholders’ equity.
2022–2025: 8.1%–8.9%.
The dividend explained
A dividend is money paid to shareholders. Lån og Spar Bank paid 20.00 DKK per share in the twelve months through November 4, 2026.
On the ex-dividend day, March 10, 2026, Lån og Spar Bank traded without the right to the 20.00 DKK dividend. The price went from 1,220.00 DKK to 1,210.00 DKK; including the dividend, the day's change was +0.8%. Entitlement passes from the company to shareholders on the ex-day; payment comes later.
2017: 7.98 DKK2018: 0.00 DKK2019: 0.00 DKK2020: 10.00 DKK2021: 8.00 DKK2022: 0.00 DKK2023: 10.00 DKK2024: 0.00 DKK2025: 20.00 DKK2026 so far: 20.00 DKK
Earnings report
On its last 14 report days Lån og Spar Bank usually moved about 0.0%. On a normal day it moves 0.4%.
+0.74% Why? −0.72% +0.00% +0.84%
10,000 DKK in Lån og Spar Bank bought on November 4, 2016 is worth 38,300 DKK today, with dividends reinvested.
The same amount in OMX Copenhagen with dividends would have become 26,400 DKK.
What would 10,000 DKK in Lån og Spar Bank be worth today? →
What would 10,000 DKK in Lån og Spar Bank be worth today?
38,300 DKK
with dividends reinvested, bought on November 4, 2016. The same amount in OMX Copenhagen with dividends would have become 26,400 DKK.
The five biggest days of the journey
· +18.5% · the whole market fell 0.4% the same day
· −13.0% · the whole market rose 0.3% the same day
· +10.4% · the whole market rose 1.5% the same day
· −9.9% · the whole market rose 0.3% the same day
· −8.3% · the whole market fell 0.2% the same day
Earlier days
−0.73% market +1.75% Lån og Spar Bank edged down over the week, while OMX Copenhagen 25 rose clearly, so it lagged the market. Read →
Lån og Spar Bank edged down over the week, while OMX Copenhagen 25 rose clearly, so it lagged the market.
Its quarterly report on Wednesday 4 November was the week's main company news.
Profit before loan losses rose slightly, to 429.0 million DKK, helped by customer growth.
Management still expects a full-year profit after tax of 300-400 million DKK.
+0.00% market +0.22% Lån og Spar Bank was roughly unchanged without company news. Read →
Lån og Spar Bank was roughly unchanged without company news.
Lån og Spar Bank's share price was roughly unchanged in the last session, within its usual daily range.
Over the same day OMX Copenhagen 25 rose slightly, so the bank moved less than the market.
Over the last five trading days the shares rose slightly, while OMX Copenhagen 25 rose sharply.
Lån og Spar Bank has had no company news in the past two weeks.
−1.09% market +0.59% Lån og Spar Bank fell without company news. Read →
Lån og Spar Bank fell without company news.
The shares moved against a market that rose slightly that day.
Over the last five trading days the shares rose slightly, less than the market, which rose sharply.
Trading was well above its usual level, about twice a normal session.
The move is not explained by company news, so it likely reflects broader selling in the bank shares and heavier trading.
+1.85% market +4.94% Lån og Spar Bank rose clearly over the week's trading days, but it moved less than the market. Read →
Lån og Spar Bank rose clearly over the week's trading days, but it moved less than the market.
Lån og Spar Bank has had no company news in the past two weeks.
Without company news, the move likely reflects broader buying in Danish financial shares.
Last session the shares were roughly unchanged while the index was also flat.
+1.85% market +0.30% Lån og Spar Bank rose, more than the market. Read →
Lån og Spar Bank rose, more than the market.
Over the last five trading days it rose slightly, while OMX Copenhagen 25 rose sharply.
Trading volume was about three times a normal session, so the move drew heavy trading.
The stock's move was probably part of a wider rally in Financial Services shares, as peers also rose over the same days.
+0.00% market +0.57% Lån og Spar Bank was roughly unchanged without company news. Read →
Lån og Spar Bank was roughly unchanged without company news.
The stock held steady while OMX Copenhagen 25 rose slightly, so it moved less than the market.
Over the last five trading days it fell slightly, while the market rose sharply, so it moved against the index.
Lån og Spar Bank has had no company news in the past two weeks.
The share price sits well below its highest close of the past year, set in mid January, and well above its lowest, set in early December.
−0.74% market −0.63% Lån og Spar Bank fell slightly, without company news. Read →
Lån og Spar Bank fell slightly, without company news.
The stock moved in line with the market, which also fell clearly.
The move was an ordinary one for the stock, and trading was well below its usual level.
Over the last five trading days it fell slightly while OMX Copenhagen 25 rose slightly.
−0.74% market +0.86% Lån og Spar Bank fell slightly over the last five trading days, moving against a market that rose slightly. Read →
Lån og Spar Bank fell slightly over the last five trading days, moving against a market that rose slightly.
The bank had no company news in this period.
Its fall came as OMX Copenhagen 25 edged higher, so the decline looks stock-specific rather than market-driven.
Trading was thin, so the move likely reflects small orders rather than a broad shift in investor views.
+0.74% market +0.06% Lån og Spar Bank rose slightly without company news. Read →
Lån og Spar Bank rose slightly without company news.
Lån og Spar Bank rose slightly in the last session, while OMX Copenhagen 25 was roughly flat.
The move was an ordinary one for the stock, smaller than a normal day.
Over the last five trading days, the stock was roughly unchanged, while OMX Copenhagen 25 rose clearly.
No company news explains the move, so it likely reflects routine trading in the bank's shares.
−0.74% market +1.87% Lån og Spar Bank fell slightly without company news. Read →
Lån og Spar Bank fell slightly without company news.
Lån og Spar Bank fell slightly in the last session, an ordinary move for the stock.
Over the same day OMX Copenhagen 25 rose sharply, so the bank moved against the market.
There was no company news in this period, so the cause is probably sector or market-wide.
Over the last five trading days the shares also eased slightly.
Learn more · Why do stocks go up and down?