Why Avarda Bank stock moves
Avarda Bank eased slightly, moving with the market.
Written after the close on ·
Why today
15,984 news analyzed todayAvarda Bank eased slightly, moving with the market.
The stock dipped a little in the last session, while OMX Stockholm 30 fell clearly over the same days, so the move was in line with the broader market.
The size of the move was ordinary for Avarda Bank, and trading was around its usual level.
Over the last five trading days the stock rose clearly, while the OMX Stockholm 30 was roughly flat.
Its latest close sits near its one-year high, well above its February low.
Today's move of −0.89% was 0.8 times a normal day's 1.1%. OMX Stockholm 30 moved −1.01% on the same day.
Avarda Bank −0.89%OMX Stockholm 30 −1.01%In step with the market
What analysts expect, and how often they have been right
Analysts’ estimates for Avarda Bank.
Avarda Bank earned more than expected in 6 out of 8 reports.
For comparison, about 46% of reports from Nordic companies beat the estimate in the last three years.
The share moved in the same direction as the earnings surprise in 7 out of 8 reports with a measured move, against about 63% of reports from Nordic companies.
Ratings
Price targets
Latest price 222.00 SEK
Earnings against expectations, and the share’s reaction
Expected EPSAbove estimateBelow estimateAs expectedSEK
Next reported quarter: expected earnings per share of 3.63 SEK (January 20). For the current fiscal year, expected earnings per share changed from 12.91 SEK three months ago to 13.06 SEK now. 2026 estimate: 13.06 SEK. 2027 estimate: 16.45 SEK. One analyst made the estimate for the quarter. People on the board and in management must report their trades in the share to Finansinspektionen, Sweden's financial supervisor. October 14: Buy about 5.1 m SEK. October 14: Buy about 510 thousand SEK. September 1: Buy about 740 thousand SEK. July 30: Sell about 234 thousand SEK. July 17: Buy about 2.6 m SEK.
Has the share price followed the business?
Price and earnings moved in the same direction: 2 out of 3 years. Across Nordic companies, that happens in about 60% of years. In 2025, the price changed +35% and earnings per share +6%.
Revenue, profit and market cap
RevenueProfitMarket capHatched bars: analysts’ estimates.bn SEK
Assets, liabilities and market cap
AssetsLiabilitiesMarket capbn SEK
Price and earnings moved in the same direction: 2 out of 3 years.Market cap (Now): 14.4 bn SEKRevenue 2025: 2.9 bn SEK
What the key figures say about Avarda Bank
The figures connect what Avarda Bank earns with what investors pay.
The line shows the share price in the same year, on its own scale. Hatched bars: analysts’ estimates.
Profit divided by the number of shares. Each share represents this much of the earnings.
2022–2025: 5.09 SEK–9.92 SEK. Peers: Handelsbanken 11.76 SEK, ING 2.34 EUR, BBVA 1.96 EUR. 2026 estimate: 13.06 SEK (12.94 SEK–13.21 SEK). 2027 estimate: 16.45 SEK (15.94 SEK–17.36 SEK).
What the company sold during the year.
2022–2025: 1.4 bn SEK–2.9 bn SEK. Peers: Handelsbanken 54.9 bn SEK, ING 25.5 bn EUR, BBVA 35.6 bn EUR. 2026 estimate: 3.7 bn SEK (3.7 bn SEK–3.7 bn SEK). 2027 estimate: 4.6 bn SEK (4.6 bn SEK–4.6 bn SEK).
Profit as a percentage of shareholders’ money in the company.
2022–2025: 17.4%–21.8%. Peers: Handelsbanken 12.1%, ING 17.8%, BBVA 19.8%.
The price investors pay for each unit of annual earnings per share. Not shown for a loss.
2022–2025: 9.7–16.5. Peers: Handelsbanken 13.6, ING 12.3, BBVA 11.6. 2026 estimate: 17.0. 2027 estimate: 13.5.
What investors pay for each unit the company sells.
2022–2025: 1.85–3.69. Peers: Handelsbanken 5.84, ING 3.20, BBVA 3.52. 2026 estimate: 3.87. 2027 estimate: 3.11.
Money paid to shareholders per share, summed by calendar year.
2017–2025: 0.00 SEK–1.67 SEK.
The ordinary yearly dividend as a percentage of the share price.
2022–2025: 0.0%–1.0%. Peers: Handelsbanken 5.0%, ING 4.0%, BBVA 4.3%.
More key figures
Market cap divided by shareholders’ equity, what remains after liabilities.
2022–2025: 1.70–3.22. Peers: Handelsbanken 1.63, ING 1.63, BBVA 2.16.
Cash left after investments, divided by the number of shares.
2022–2025: -25.32 SEK–32.71 SEK.
The percentage of assets financed by shareholders’ equity.
2022–2025: 9.0%–11.3%.
The dividend explained
A dividend is money paid to shareholders. Avarda Bank paid 5.00 SEK per share in the twelve months through November 6, 2026.
On the ex-dividend day, May 6, 2026, Avarda Bank traded without the right to the 5.00 SEK dividend. The price went from 163.80 SEK to 162.40 SEK; including the dividend, the day's change was +2.2%. Entitlement passes from the company to shareholders on the ex-day; payment comes later.
2017: 0.73 SEK2018: 0.75 SEK2019: 0.77 SEK2020: 0.00 SEK2021: 0.33 SEK2022: 0.33 SEK2023: 0.00 SEK2024: 0.00 SEK2025: 1.67 SEK2026 so far: 5.00 SEK
What to watch next, and why
The earnings report shows how Avarda Bank's revenue and profit have changed.
- Earnings report
The earnings report shows how Avarda Bank's revenue and profit have changed.
Add to calendar
More about Avarda Bank
Insider trades
People on the board and in management must report their trades in the share to Finansinspektionen, Sweden's financial supervisor.
- Sara Kersby Mindus, board member (closely associated)Buyabout 5.1 m SEK
- Joakim Jansson, CEOBuyabout 510 thousand SEK
- Vilma Sool, senior executiveBuyabout 740 thousand SEK
- Tobias Fahlqvist, senior executiveSellabout 234 thousand SEK
- Sara Kersby Mindus, board member (closely associated)Buyabout 2.6 m SEK
Earnings report
Next report: · Add to calendar · Google Calendar
On its last 15 report days Avarda Bank usually moved about 4.0%. On a normal day it moves 1.1%.
+7.76% Why? +11.59% +0.66% +4.03%
10,000 SEK in Avarda Bank bought on November 7, 2016 is worth 86,400 SEK today, with dividends reinvested.
What would 10,000 SEK in Avarda Bank be worth today? →
What would 10,000 SEK in Avarda Bank be worth today?
86,400 SEK
with dividends reinvested, bought on November 7, 2016.
At worst it was worth 7,940 SEK (April 3, 2020).
The five biggest days of the journey
· −16.6% · the whole market fell 10.6% the same day
· +11.7% · the whole market rose 3.4% the same day
· +11.6% · the whole market fell 0.3% the same day · report day
· +10.9% · the whole market rose 1.2% the same day
· +10.1% · the whole market rose 1.8% the same day
Earlier days
+3.02% market −0.11% Avarda Bank rose clearly over the week while the broader market stayed roughly flat. Read →
Avarda Bank rose clearly over the week while the broader market stayed roughly flat.
The company's news was mostly routine: it named its nomination committee for the 2027 annual general meeting, which is the group that proposes board members.
Avarda Bank's move was also an ordinary-sized swing for the stock, and the sector's median stock gained, so the rise likely reflects general buying in financial stocks rather than one company event.
The next earnings report is on Wednesday 20 January 2027.
+0.22% market −0.32% Avarda Bank was roughly unchanged, an ordinary day for the stock. Read →
Avarda Bank was roughly unchanged, an ordinary day for the stock.
The market fell slightly over the same session, so the stock held up better than OMX Stockholm 30, the main index of Stockholm's largest shares.
Over the last five trading days, Avarda Bank rose clearly while the market edged up, so the stock moved well ahead of the index over the week.
No company news from the last session explains the move; the Monday items on the nomination committee and AT1 bond issue are earlier background.
The stock sits near its highest close of the past year, well above its late-February low, which suggests steady buying interest over recent weeks.
+2.52% market +0.83% Avarda Bank rose sharply without a company-news explanation. Read →
Avarda Bank rose sharply without a company-news explanation.
In the last five trading days, Avarda Bank rose clearly, while the wider market rose only slightly.
The stock's latest close sits at its highest level of the past year, well above its low in late February.
The next earnings report is due on Wednesday 20 January 2027.
−0.92% market −0.29% Avarda Bank fell slightly, more than the market. Read →
Avarda Bank fell slightly, more than the market.
No company news from that session explains the move.
Over the last five trading days it rose clearly, in line with OMX Stockholm 30.
The move was an ordinary one for the stock.
Trading was well below its usual level.
+3.11% market +3.01% Avarda Bank rose clearly over the week, moving in line with the broader Stockholm market. Read →
Avarda Bank rose clearly over the week, moving in line with the broader Stockholm market.
The last session saw only a slight dip, an ordinary move for the stock.
The week's only company news was a Wednesday 28 October item about the bank raising fresh capital, which likely supported investor confidence in its earnings momentum.
Next, the bank's next earnings report is due Wednesday 20 January 2027.
+1.89% market +0.33% Avarda Bank rose clearly; company news explains it. Read →
Avarda Bank rose clearly; company news explains it.
Over the same days the OMX Stockholm 30 index rose slightly, so Avarda Bank moved more than the market.
Avarda raised fresh capital through a SEK 250 million Additional Tier 1 bond, a type of loan that counts as the bank's core capital; the trading day brought news of strong earnings momentum.
Over the last five trading days the stock was roughly unchanged, moving less than the market.
The next earnings report is due on Wednesday 20 January 2027.
+0.95% market +0.96% Avarda Bank rose, moving in line with the market. Read →
Avarda Bank rose, moving in line with the market.
The stock was roughly unchanged over the last five trading days, while OMX Stockholm 30 was also roughly flat.
The move was an ordinary one for Avarda Bank, and trading volume was well below its usual level.
No company news from the last session explains it.
+0.48% market +1.57% Avarda Bank moved without company news explaining its. Read →
Avarda Bank moved without company news explaining its.
It rose slightly, less than the OMX Stockholm 30 index, which rose clearly.
The move was an ordinary one for the stock.
Over the last five trading days the shares fell slightly, in line with the market.
−5.43% market −3.67% Avarda Bank fell sharply over the last five trading days, moving in line with the wider Stockholm market. Read →
Avarda Bank fell sharply over the last five trading days, moving in line with the wider Stockholm market.
Its fall was big for the stock, with moves this large seen about a dozen times in the past year.
Mid-week, the company issued SEK 250 million of Additional Tier 1 bonds, a type of loan that counts as the bank's core capital and can be paid back early.
Analysts were mostly positive last week after strong third-quarter results, with several raising their price targets, meaning the share price they see as fair.
−2.79% market −2.51% Avarda Bank fell sharply, in line with the market. Read →
Avarda Bank fell sharply, in line with the market.
No company news from that session explains the move.
Over the last five trading days, the shares fell clearly, again in line with OMX Stockholm 30.
Earlier this week the bank issued SEK 250 million of additional Tier 1 capital, a type of loss-absorbing bond, and plans to repay older bonds early.
Its Q3 report last week showed profit up 29%, which was already known when the session opened.
+1.42% market +0.17% Avarda Bank rose clearly without company news explaining it. Read →
Avarda Bank rose clearly without company news explaining it.
Over the same day the wider market was roughly flat, so the move was specific to the bank.
Trading volume was about twice a normal session, which suggests heavy buying interest.
Over the last five trading days the shares rose slightly while the OMX Stockholm 30 index fell slightly.
The most recent company news from the session was a small Additional Tier 1 bond issue, a type of loan that counts as core capital, to refinance older bonds; that is routine and only a minor item.
−3.85% market −0.89% Avarda Bank fell sharply, more than the market. Read →
Avarda Bank fell sharply, more than the market.
The stock rose sharply over the last five trading days while the market was roughly flat.
Earlier news, including strong quarterly results and analyst target raises, likely supported the rise.
Investors may be reacting to the planned 200 million SEK bond issue, which the bank will use partly to refinance existing bonds.
+1.61% market +1.25% Avarda Bank rose clearly, in step with a broadly firmer OMX Stockholm 30, and the most likely reason is renewed attention to its valuation after strong third-quarter results. Read →
Avarda Bank rose clearly, in step with a broadly firmer OMX Stockholm 30, and the most likely reason is renewed attention to its valuation after strong third-quarter results.
Those results, published earlier this week, showed profit and earnings per share rising by roughly a third year on year, with the bank's shift toward its Everyday Finance business and growing credit-card use driving the gains.
Analysts also kept lifting their price targets, meaning the level they expect the shares to reach, which tends to support sentiment.
Over the last five trading days the stock rose very sharply, clearly outpacing the market's slight gain, so the post-results re-rating has been the main theme.
Next, the company's Q4 report is due on 20 January 2027.
+13.22% market +1.19% Avarda Bank rose very sharply over the last five trading days, clearly outpacing a market that edged up slightly. Read →
Avarda Bank rose very sharply over the last five trading days, clearly outpacing a market that edged up slightly.
The main driver was its strong third-quarter report published earlier in the week, where earnings beat expectations, with operating profit up around 29% and loans to the public up 20% in local currencies.
Several analysts then raised their price targets, meaning their estimates of what the shares are worth, while insiders including the CEO and a board member bought shares, which tends to signal confidence.
Watch the next earnings report on 20 January 2027 for whether this growth holds.
+2.35% market −0.62% Avarda Bank rose sharply, moving against a market that dipped slightly, most likely on a run of analyst price-target raises (higher fair-value estimates) after its strong third-quarter report. Read →
Avarda Bank rose sharply, moving against a market that dipped slightly, most likely on a run of analyst price-target raises (higher fair-value estimates) after its strong third-quarter report.
Over the last five trading days, Avarda Bank rose very sharply and clearly outpaced OMX Stockholm 30, the main Stockholm index, which also rose.
The move follows the company's third-quarter report published yesterday, which beat expectations: operating profit rose about 30% over the first nine months and earnings per share rose 36%.
Earlier in the session, SB1 Markets lifted its target to SEK 240 with a buy rating and SEB raised its target to 228 with a hold rating, both signalling that analysts see more upside after the results.
A director-linked buyer, Sara Kersby Mindus, a board member acting through a closely associated company, also bought about 5.1 million SEK of shares on 14 October, which may have added to demand.
+7.76% market −0.02% Avarda Bank rose very sharply, most likely on its Q3 2026 report, which beat expectations and showed strong growth in loans and profit. Read →
Avarda Bank rose very sharply, most likely on its Q3 2026 report, which beat expectations and showed strong growth in loans and profit.
The stock moved while the broader OMX Stockholm 30 index was roughly flat, so the move was company-specific rather than market-driven.
Operating profit rose about 29% in the quarter, earnings per share rose about 30%, and loans to the public grew 20% in local currencies, figures that explain why investors reacted strongly.
The day's move was also about three times a normal daily swing, which is typical of how this stock reacts on its report days.
Earlier in the week, ABG Sundal Collier raised its target price for the stock to SEK 225 and kept its buy rating, a backdrop that likely added to the upward pressure.
Learn more · Why do stocks go up and down?