Why United Bankers stock moves
United Bankers fell sharply, without company news.
Written after the close on ·
Why today
16,307 news analyzed todayUnited Bankers fell sharply, without company news.
United Bankers fell, more than the market, which was roughly flat over the same days.
Over the last five trading days the shares fell clearly while the Helsinki market was roughly unchanged.
Earlier news included buybacks of its own shares in week 44 and a board member's purchase of 2,000 shares on October 28, both before the session.
Today's move of −3.26% was 2.4 times a normal day's 1.4%. OMX Helsinki 25 moved −1.01% on the same day.
United Bankers −3.26%OMX Helsinki 25 −1.01%Much weaker than the market
What analysts expect, and how often they have been right
Analysts’ estimates for United Bankers.
Ratings
Price targets
Latest price 20.80 EUR
For the current fiscal year, expected earnings per share changed from 1.19 EUR three months ago to 1.29 EUR now. 2026 estimate: 1.29 EUR. 2027 estimate: 1.47 EUR. One analyst made these estimates. People on the board and in management must report their trades in the share, and the company publishes them. October 28: Buy about 44 thousand EUR. October 6: Buy about 10 thousand EUR. October 5: Buy about 21 thousand EUR. August 21: Sell about 23 thousand EUR. June 25: Buy about 42 thousand EUR.
Has the share price followed the business?
Price and earnings moved in the same direction: 2 out of 3 years. Across Nordic companies, that happens in about 60% of years. In 2025, the price changed +7% and earnings per share −28%.
Revenue, profit and market cap
RevenueProfitMarket capHatched bars: analysts’ estimates.m EUR
Assets, liabilities and market cap
AssetsLiabilitiesMarket capm EUR
Price and earnings moved in the same direction: 2 out of 3 years.Market cap (Now): 231 m EURRevenue 2025: 51.5 m EUR
What the key figures say about United Bankers
The figures connect what United Bankers earns with what investors pay.
The line shows the share price in the same year, on its own scale. Hatched bars: analysts’ estimates.
Profit divided by the number of shares. Each share represents this much of the earnings.
2022–2025: 1.16 EUR–1.64 EUR. Peers: VEF 0.00 SEK, Traction 35.59 SEK, Linc 1.20 SEK. 2026 estimate: 1.29 EUR (1.29 EUR–1.29 EUR). 2027 estimate: 1.47 EUR (1.47 EUR–1.47 EUR).
What the company sold during the year.
2022–2025: 43.3 m EUR–55.5 m EUR. Peers: VEF $6.2M, Traction 545 m SEK, Linc 71.9 m SEK. 2026 estimate: 64.8 m EUR (64.8 m EUR–64.8 m EUR). 2027 estimate: 71.5 m EUR (71.5 m EUR–71.5 m EUR).
Profit as a percentage of shareholders’ money in the company.
2022–2025: 21.1%–29.5%. Peers: VEF −1.1%, Traction 12.1%, Linc 1.6%.
The price investors pay for each unit of annual earnings per share. Not shown for a loss.
2022–2025: 10.9–16.1. Peers: Traction 7.6, Linc 58.1. 2026 estimate: 16.1. 2027 estimate: 14.1.
What investors pay for each unit the company sells.
2022–2025: 3.34–4.03. Peers: Traction 7.35, Linc 55.80. 2026 estimate: 3.56. 2027 estimate: 3.23.
Money paid to shareholders per share, summed by calendar year.
2017–2025: 0.00 EUR–2.00 EUR.
The ordinary yearly dividend as a percentage of the share price. Across Nordic companies, a yield of this size was followed by a lower dividend the next year in about 33% of cases, against about 17% below 5%.
2022–2025: 5.6%–6.3%. Peers: VEF 0.0%, Traction 3.1%, Linc 0.0%.
More key figures
Market cap divided by shareholders’ equity, what remains after liabilities.
2022–2025: 3.03–3.38. Peers: Traction 0.88, Linc 0.87.
Cash left after investments, divided by the number of shares.
2022–2025: 0.58 EUR–2.63 EUR. Peers: VEF $0.01, Traction 9.84 SEK, Linc -4.73 SEK.
The percentage of assets financed by shareholders’ equity.
2022–2025: 62.3%–69.2%.
The dividend explained
A dividend is money paid to shareholders. United Bankers paid 1.16 EUR per share in the twelve months through November 6, 2026.
On the ex-dividend day, September 24, 2026, United Bankers traded without the right to the 0.58 EUR dividend. The price went from 24.50 EUR to 23.60 EUR; including the dividend, the day's change was −1.3%. Entitlement passes from the company to shareholders on the ex-day; payment comes later.
2017: 0.20 EUR2018: 2.00 EUR2019: 0.41 EUR2020: 0.00 EUR2021: 0.51 EUR2022: 0.80 EUR2023: 0.90 EUR2024: 1.00 EUR2025: 1.10 EUR2026 so far: 1.16 EUR
What followed similar falls?
Including reinvested dividends, United Bankers fell 2.8% over the latest five trading days. Since November 7, 2016, falls at least this large were followed by a higher value 21 trading days later in 53 out of 76 non-overlapping periods. The median was +2.1%, against +1.1% for an ordinary 21-day period, which ended higher 57 times in 100.
Such a fall has not said much about the next month.
+2.1% · 53/76
More about United Bankers
Insider trades
People on the board and in management must report their trades in the share, and the company publishes them.
- Rainer Häggblom, board member (closely associated)Buyabout 44 thousand EUR
- Lennart Robertsson, board member (closely associated)Buyabout 10 thousand EUR
- Rasmus Finnilä, board member (closely associated)Buyabout 21 thousand EUR
- Patrick Anderson, board member (closely associated)Sellabout 23 thousand EUR
- Rasmus Finnilä, board member (closely associated)Buyabout 42 thousand EUR
Earnings report
On its last 8 report days United Bankers usually moved about 1.6%. On a normal day it moves 1.4%.
−3.86% −1.84% −1.41% +0.00%
10,000 EUR in United Bankers bought on November 7, 2016 is worth 61,100 EUR today, with dividends reinvested.
The same amount in OMX Helsinki with dividends would have become 24,400 EUR.
What would 10,000 EUR in United Bankers be worth today? →
What would 10,000 EUR in United Bankers be worth today?
61,100 EUR
with dividends reinvested, bought on November 7, 2016. The same amount in OMX Helsinki with dividends would have become 24,400 EUR.
The five biggest days of the journey
· +39.9% · the whole market fell 0.6% the same day
· +14.7%
· +10.7%
· +9.6% · the whole market rose 4.5% the same day
· +9.2% · the whole market fell 1.0% the same day
Earlier days
−0.92% market −0.56% United Bankers fell with the market. Read →
United Bankers fell with the market.
Over the last five trading days it fell clearly, while OMX Helsinki 25 was roughly flat.
The fall over five days is big for this stock, rare in the past year.
Last session, it fell slightly, on an ordinary-sized move, while the market also fell slightly, so it moved a bit more than the market.
Trading was well above its usual level, though the move itself was ordinary.
+2.80% market +0.36% United Bankers rose sharply without a company-news explanation. Read →
United Bankers rose sharply without a company-news explanation.
Over the same day the OMX Helsinki 25 rose only slightly, so the stock moved clearly more than the market.
Over the last five trading days the shares were roughly unchanged, while the market fell slightly.
Trading was well below its usual level, so the move may partly reflect thin trading.
The latest close is well below last year's high set in early August and well above last year's low.
−4.46% market −1.25% United Bankers fell very sharply without company news. Read →
United Bankers fell very sharply without company news.
Over the same session, the OMX Helsinki 25 index fell clearly, so the stock dropped much more than the market.
The move was a very big one for the stock, about four times a normal day, and such moves have occurred roughly ten times in the past year.
Trading was thin, well below its usual level.
Over the last five trading days the stock fell clearly while the market was roughly flat, a big move for a five-day stretch.
Learn more · Why do stocks go up and down?